The panel focused on broker engagement and media outreach efforts. A ‘pay on behalf’ wording for extortion claims was further discussed, with mixed views on insurer responsibilities. The ransomware consultation continued, with member input requested. Progress on the joint FI/cyber clause was noted, with final reviews pending. Updates from the NMC meeting highlighted wording challenges, California property market issues and US regulatory engagement. AI risk discussions focused on loss scenarios, with further member feedback sought. The meeting closed with updates on subscription market brokerage developments and next steps for engagement.