The panel’s subgroups reported continued updates to the Civil & Military Authority Clause and fixed cost BI bulletin, with further feedback sought. Claims updates covered refinery fires in Azerbaijan and California, highlighting damage assessments and local authority involvement. Members raised concerns about US tariffs on Canadian products, potential carbon credit sublimits and regulatory developments in India and Brazil. Machinery breakdown clauses were debated, noting increased complexity. Discussions aimed to clarify wording and address potential confusion, with examples requested to illustrate common challenges.