The group discussed emerging cyber risks, with a guest speaker from Mactavish sharing litigation insights and potential implications for policyholders. Members considered the impact of ransomware attacks and challenges around extortion coverage. Discussions continued on panel arrangements and the possible introduction of panel requirements across market facilities. Delegates also reviewed industry developments, including trends in notification behaviour and regulatory engagement. The group agreed to explore further collaboration with legal and underwriting counterparts to ensure consistent responses to complex claims. Future meetings will include a broader view on systemic risk and cyber event modelling.