Lloyd’s Market Association Bulletin

LMA5635 is drafted for use with accident and health insurance policies, including Personal Accident, Medical Expenses and Travel insurance, in the exclusions section of policies.

LMA5636 is drafted for use with accident and health reinsurance treaties, including Personal Accident, Medical Expenses and Travel, in the exclusions section of treaties.

All LMA model documents are purely illustrative and are published and distributed for the guidance of Lloyd’s managing agents, brokers and other market participants. All contracting parties are free to agree to different conditions/amend the model documents as they see fit; the LMA does not protect its intellectual property rights over model documents. It is for underwriters to decide whether or not any contractual language is acceptable on any given risk. Model documents are available on the Lloyd’s Wordings Repository (LWR).

David Powell
Head of Technical Underwriting
david.powell@lmalloyds.com