The panel reviewed progress on previous actions, including legal advice on the LMA5410 cyber exclusion, which confirmed that malicious mischief could cover non-physical and cyber-related losses, prompting the need to reconsider the broker exclusion. Work on the Italian Nat Cat wording is progressing toward year-end completion. Updates on policy wordings included agreement to use a separate wildfire endorsement for 3022/3023 and plans to issue guidance on LMA3182 following broker queries. Concerns were raised about the unofficial broker clause. The claims committee highlighted the new LMA5326-A claims lead endorsement and ongoing catastrophe preparedness initiatives. A positive update was given on the Lloyd’s France event, with potential for broader European engagement. Market conditions, including broker transparency and commissions, were discussed. Additional updates covered AI loss scenario analysis, mining-related wordings under development, and plans for another D&F forum in the autumn.