The International Liability Business Panel, chaired by David Fitzpatrick, met December 2nd. Compliance with competition law was reaffirmed, and the September 2025 minutes were approved. Key updates included ongoing work on bodily injury index data, LTA wordings, and the greenwashing clause, with adoption varying by market. Quebec attestation guidance and advertising liability coverage for Australia were discussed, highlighting definitional clarity issues. Project Spring Clean continued, reviewing legacy clauses for archiving or updating. Claims updates covered emerging risks, including PFAS contamination, microplastics, processed foods, AI scenarios, and US tort reform, with new co-chairs appointed for the Claims Committee. The panel noted challenges with climate change litigation exclusions, binding authority claims, and RITC clauses. Subcommittee presentations addressed engineering, power generation, renewable energy, UK commercial property, and worldwide property issues, including cyber clauses and AI/data centre coverage. Brazilian law changes affecting reinsurance proposals were highlighted, with guidance circulated to manage regulatory uncertainty.