LMA - Personal Accident Committee

My Account

Personal Accident Committee

The Personal Accident Committee provides a forum for LMA members to identify and discuss issues of concern to the personal accident market.

Committees » Non-Marine

Scroll to view all committees

Committee

View all

David Powell

Head of Technical Underwriting

Committee secretary

Ida Celentano

Executive, Technical Underwriting

Committee secretary

Russell Burrows

Chair

Ksenya Mazalova

Deputy Chair

Key issues covered

The committee identifies emerging issues, trends and areas of concern relevant to market practitioners. It has a particular focus on the development of LMA model wordings, for information and guidance for the market.

Review of US consumer wordings

The committee’s recent review of US consumer wordings aligns with broader initiatives aimed at promoting clearer and more customer-centric insurance documentation. The committee is undertaking a series of projects to update older wordings, with the goal of supporting the market with clear, compliant and accessible model wordings.

Review of master/group policies

The committee continues to discuss the administration of group personal accident business, to assist the market in meeting the regulatory requirements.

Wordings

The PAC helps to develop and issue LMA wordings for information and guidance across the market. To receive email notification of new wordings, please subscribe.

30 October 2024

LMA3177 – Lloyd’s Accident and Illness Insurance

Committee insights

Notice of Intention to Archive (Canadian personal accident) on 30 October 2026

Replay – Data Centres (and IT) Technology

LMA and IUA launch Joint Healthcare Claims Group to strengthen market expertise

Upcoming events

For events hosted online, joining instructions will be emailed to all registered attendees closer to the date of the event no later than 24 hours prior to commencement.

View more events

Data Centres: Regulation, Resilience, Availability and Performance

The LMA invites members to a series of webinars on the risk and resilience of data centres.

9/11: Twenty-Five Years of Terrorism Risk Evolution – Lessons for the Next Generation of Underwriters

Twenty-five years after 9/11, the Terrorism & Political Violence Committee will reflect on how terrorism and political violence underwriting has evolved, the lessons learned and the emerging risks that could shape the market’s next chapter.

When Cyber Becomes Physical: Understanding OT Risk, Loss and Claims

This panel discussion will examine the distinctive exposures created by OT and how they differ from traditional IT cyber risk. It will explore how cyber incidents can result in losses within the Cyber Physical Damage market, including risk codes CZ and CH, as well as across Political Violence and Terrorism, Property, Energy and Marine classes of business.

Useful links

Notable projects

The committee is currently conducting a full review of the LMA K and KA forms. To receive email notification of new wordings, please subscribe to LMA wordings above.