The working groups reviewed multiple contingency and insurance wording issues. Event cancellation consumer wording was published, with the non-appearance extension and updated pandemic exclusions under legal review; pregnancy exclusions were discussed, pending trainee legal advice. The US mental health questionnaire’s inclusion of Social Security numbers was approved, with committee review planned. US national mourning extensions were scheduled for further discussion. The Contingency Academy foundation course for brokers attracted strong interest, targeting 10–15 participants, with independence and suitability under review. Cyber and political risk wording required redrafting to clarify exclusions and avoid ambiguous terms like “natural catastrophe,” while LMA3122 needed updates. Communicable disease and COVID exclusions were deemed legally unnecessary, though some carriers maintain both. Liberty requested model reinsurance clauses for communicable disease and cyber. Claims data provision by DXC was pending. Concerns arose over broad broker-drafted extensions and potential new public sentiment clauses. Financial failure exclusions remain sufficient for government shutdown losses.