The panel reported progress on profit commission clauses, with a single-payment option offering staggered payments and a multi-payment variant providing recalculations to reflect loss trends. The KA Form was updated to match last year’s commercial version, with changes to scale of benefits and exclusions discussed. Members raised concerns about group policy medical requirements, deciding to retain current conditions. Issues around sports claims and PTD thresholds were reviewed, highlighting differences in local rules and risk management. Feedback was requested on group policy reporting updates, and the committee effectiveness survey results were noted for further discussion