The panel reviewed updates to the KA Form, agreeing to refine definitions for paralysis, illness conditions and pre-existing conditions to improve clarity and consistency. A working group was proposed to review the US accident form, with volunteers from Hiscox and TMK. The LMA confirmed publication plans for profit commission clauses and initiated a review of older model wordings, asking members to categorise clauses for retention, update, archiving or withdrawal. Concerns were raised about missing data in the K Risk Code triangulation, with members discussing premium progression, cancellations and legal implications of unpaid premiums. The panel emphasised the need for improved data granularity and visualisation. Under AOB, the LMA encouraged greater member engagement and proposed a poll to enhance meeting effectiveness. A future presentation on female sport and care pathways for traumatic injuries was noted.