The Personal Accident Business Panel met on 26th of March 2026 and approved the February minutes. Key discussions centred on defining master versus group policies, with members highlighting inconsistencies in Lloyd’s interpretation and reporting, leading to unreliable data. The panel proposed creating a standardised template for lead markets to improve consistency and reduce duplication. The Insights Hub Data Working Group began analysing risk code data to identify trends. The panel agreed to focus loss scenario research on a war scenario, with plans to collect and share aggregated data among participants. Updates included the appointment of DACB to review the US Accident form and plans for further engagement on findings. Additional discussions covered CPI stated benefit practices, territorial exclusions in war risk coverage, and planning for an IUA A&H conference. Several actions were agreed, including guidance recirculation, data analysis, and member contributions to templates and research.