Lloyd’s Market Association Bulletin

The LMA has published a new model personal accident group policy – LMA3179 Lloyd’s Accident and Illness Group Policy [KA (UK)] – on behalf of the LMA Personal Accident Committee. LMA3179 is an updated version of the ‘KA Form’ and replaces LMA3133B, which has been archived.

Please note that LMA3179 should be used in conjunction with LMA3179 (Policy Schedule) as well as one of the two lists of benefits and the corresponding Schedule of Named Persons. Each of these accompanying documents has been published separately. These documents must be amended to reflect the relevant information about the insured, the named persons and the correct details about the policy and the coverage provided.

The LMA has published two model lists of benefits – the ‘List of Benefits’ and the ‘Extended List of Benefits’. The ‘List of Benefits’ provides the same coverage as LMA3133B’s ‘Schedule of Benefits’. The ‘Extended List of Benefits’ includes additional coverages under the ‘illness’ section, matching those provided under the ‘accident’ section (other than ‘death or disappearance’). Each model list of benefits should be used in conjunction with the corresponding model Schedule of Named Persons.

LMA3179 and all accompanying documents are available via the Lloyd’s Wording Repository (LWR).

All LMA model documents are purely illustrative and are published and distributed for the guidance of Lloyd’s managing agents, brokers and other market participants. All contracting parties are free to agree to different conditions/amend the model documents as they see fit; the LMA does not protect its intellectual property rights over model documents. It is for underwriters to decide whether or not any contractual language is acceptable on any given risk.

Toby Clark

Executive, Technical Underwriting
toby.clark@lmalloyds.com