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Updated Australian wordings published

01 April 2026

The LMA has updated model wordings and policy certificates for Australian business. Changes include:

  • Lloyd’s Australia office address amended to PO Box.
  • Service of suit language.
  • Complaints process language.

In addition, for Australian equine wordings the phrase ‘humane destruction’ has been replaced with ‘euthanasia’. See LMA bulletin LMA25-032-LM for more details.

Finally, for Australian wordings and policy certificates containing the phrase ‘Certain Underwriters at Lloyd’s’, the language has been amended to match the requirements set out in Lloyd’s bulletin Y5438 Delegated authority agreements – mandate of lead security. See LMA bulletin LMA25-028-LM for more details.

The existing documents will be archived in accordance with the LMA Archiving and Withdrawal Process.

New reference Previous referenceTitle
LMA3069CLMA3069BLloyd’s Equine Policy
LMA3159CLMA3159BLloyd’s Equine Insurance (Australian Coverholder)
LMA3160ALMA3160Lloyd’s Certificate of Insurance Outline (Australian Domiciled Coverholder Binder Business)
LMA3161ALMA3161Lloyd’s Certificate of Insurance Outline (Overseas Coverholder, Line Slip or Open Market Business)
LMA3175ALMA3175Lloyd’s Commercial Equine Policy (Australian Open Market)
LMA3176ALMA3176Lloyd’s Commercial Equine Policy (Australian Binder)
LMA9194BLMA9194ALloyd’s Equine PDS Australia

All LMA model documents are purely illustrative and are published and distributed for the guidance of Lloyd’s managing agents, brokers and other market participants. All contracting parties are free to agree to different conditions/amend the model documents as they see fit; the LMA does not protect its intellectual property rights over model documents. It is for underwriters to decide whether or not any contractual language is acceptable on any given risk. Model documents are available on the Lloyd’s Wordings Repository (LWR).

Claudia Goodridge
Senior Executive, Technical Underwriting
claudia.goodridge@lmalloyds.com

Lloyd Martin
Executive, Technical Underwriting
lloyd.martin@lmalloyds.com