The LMA US General Liability Panel has published updated cyber clauses for use on US Excess forms:
| Reference No | Title | ||
| LMA5473B | Cyber and Data Limited Exclusion Endorsement 1 (for attachment to US General Liability forms) | LIMITED EXCLUSION ENDORSEMENT 1 – (Other than for Bodily Injury or Property Damage arising out of a Cyber Incident and Data Breach) | writes back bodily injury (but not mental injury) and property damage resulting from a cyber incident or data breach |
| LMA5474B | Cyber and Data Limited Exclusion Endorsement 1A (for attachment to US General Liability forms) | LIMITED EXCLUSION ENDORSEMENT 1A – (Other than for Bodily Injury, Mental Injury or Property Damage arising out of a Cyber Incident or Data Breach) | writes back bodily injury (and mental injury) and property damage resulting from a cyber incident or data breach |
| LMA5475B | Cyber and Data Limited Exclusion Endorsement 2 (for attachment to US General Liability forms) | LIMITED EXCLUSION ENDORSEMENT 2 – (Other than for Bodily Injury or Property Damage arising out of a Cyber Incident or a Cyber Act or Data Breach) | as 5473 but includes cyber act as a trigger |
| LMA5476B | Cyber and Data Limited Exclusion Endorsement 2A (for attachment to US General Liability forms) | LIMITED EXCLUSION – ENDORSEMENT 2A – (Other than for Bodily Injury, Mental Injury or Property Damage arising out of a Cyber Incident or a Cyber Act or Data Breach) | as 5474 but includes cyber act as a trigger |
Also of course is the full Cyber and Data Exclusion – LMA5532.
Tony Ellwood
Senior Executive, Technical Underwriting