The LMA’s UK Commercial Property and Household Personal Lines Business Panel has produced a model Damage Caused By Escape Of Water Endorsement, for use on the Lloyd’s Home Insurance Policy’s (HIP 2023) LMA3170 (Named Perils) and LMA3171 (All Risks).

All LMA model documents are purely illustrative and are published and distributed for the guidance of Lloyd’s managing agents, brokers, and other market participants. All contracting parties are free to agree to different conditions/amend the model documents as they see fit; the LMA does not protect its intellectual property rights over model documents. It is for underwriters to decide whether any contractual language is acceptable on any given risk. This Endorsement is available on the Lloyd’s Wordings Repository (LWR).

Ron Monfries
Executive, Technical Underwriting
ron.monfries@lmalloyds.com

Leigh Allen
Executive, Technical Underwriting
leigh.allen@lmalloyds.com