Mental health questionnaires assess the mental health risk associated with key individuals (for example, performers, speakers, athletes) whose health is critical to an event’s success. They help underwriters evaluate risk, ensuring appropriate coverage terms while complying with data protection regulations in each jurisdiction.

Strike, Riot, and Civil Commotion poses a significant challenge to the market due to its unpredictability, political sensitivity and potential for large-scale disruption. Coverage is often excluded or limited, particularly for events in politically or socially volatile regions.

The issue of CrowdStrike reflects the growing concern around cyber threats, particularly how they can impact event cancellation, ticketing platforms, venue systems and the non-appearance of key individuals. This has led the committee to review and refine wordings to achieve clarity around what is and isn’t included.

Communicable disease and Covid exclusions limit cover for event cancellations due to outbreaks. Introduced after massive pandemic losses, these exclusions leave insureds exposed and have caused uncertainty in the market. The Contingency Committee continues to review this issue.