The use of artificial intelligence in insurance continues to evolve rapidly, presenting both opportunities and emerging risks for the medical malpractice market. The committee is actively monitoring developments in this area, including potential liability exposures and the impact on underwriting and claims. Work is underway to compile a range of AI-related scenarios to support the committee’s analysis of potential risks and coverage implications.

The Medical Malpractice Committee actively invites guest speakers with expertise in legal and claims matters to share their insights on emerging risks and industry trends. These sessions reinforce the committee’s dedication to ongoing education, ensuring that the market remains well-informed, adaptable and proactive in addressing evolving challenges.

The International Healthcare Wording Working Group has been established to develop an international Excess Health Care Providers’ Liability Policy.

The aim of the working group is to create a clear, uniform wording suitable for non-US territories, where legal systems and healthcare frameworks differ significantly from the US.

Claims and loss trends in medical malpractice insurance have evolved significantly in recent years, reflecting changes in healthcare delivery, patient expectations and legal environments. The committee have developed a Large Verdicts and Settlements Tracker spreadsheet of large claims in the public domain to assess emerging trends.